Data Processor

Position Overview:

The Data Processor is responsible for the execution of the Bank’s End-of-Day (EOD) processing activities. The role includes the uploading of payroll files (both internal and external), the processing of incoming clearing files, and the preparation and transmission of outgoing clearing files to the Bahamas Automated Clearing House (BACH/ACH).

Due to BACH session timelines and EOD closing requirements, the successful candidate will be required to work rotational shifts. Duties and responsibilities are assigned and rotated accordingly.

Key Responsibilities:

• Execute the Bank’s End-of-Day (EOD) processing in the Core Banking System, ensuring timely and accurate completion.
• Upload and process critical operational files, including payroll (internal and external), ATM transaction files, and other finance and merchant-related files.
• Monitor, investigate, and resolve Direct Credit and Cheque Suspense GL items, including manual postings and returns via the BACH/ACH gateway.
• Process incoming and outgoing NACHA (Direct Credit) files in accordance with BACH timed sessions, including settlement and reconciliation to NOSTRO accounts.
• Prepare, upload, and release incoming and outgoing clearing files (X9), ensuring accuracy of totals and proper posting to branch and general ledger accounts.
• Review clearing reports and liaise with Credit Risk and Adjudications regarding returned or rejected cheques.
• Process return cheques and chargebacks, including preparation of required documentation and customer correspondence.
• Support payroll processing activities, including fee and VAT calculations and related GL postings.
• Ensure compliance with operational controls, timelines, and regulatory requirements, escalating issues and seeking technical support as necessary.
• Coordinate with internal departments and external stakeholders to ensure smooth clearing, settlement, and file transmission processes.

Minimum Qualifications & Experience:

• Associate’s degree or equivalent qualification, or one (1) to three (3) years of relevant professional experience within branch network or banking operations.
• Strong accounting and numerical skills.
• Excellent interpersonal skills, with the ability to work effectively both independently and as part of a team.
• High level of attention to detail, with a strong focus on accuracy.
• Demonstrated ability to work with speed and precision in a fast-paced environment.
• Strong organizational and multitasking capabilities.
• Excellent oral and written communication skills.
• Proven ability to process information quickly and efficiently.
• Working knowledge of core banking systems (e.g., Flexcube and FlexBranch).
• Proficiency in the use of Microsoft Office applications and standard office equipment, including calculators, printers, and photocopiers.

Why Join Us?

• Be part of a high-performing team that values innovation and excellence.
• Competitive salary, performance-based incentives, medical insurance (including life, dental, and vision), and a robust pension plan.
• Be part of a team that values your expertise and invests in your success!